CredWise: A Controlled Agentic Decision-Intelligence Framework for Explainable and Auditable Credit-Risk Assessment

arXiv:2609.37223 · cs.CL · Submitted 2026-09-29 · Read on arXiv

cs.CL

Submitted: 2026-09-29

Updated: 2026-09-29

Terminology

• Calibration — 57× in this paper · explained in 7 episodes
• AUC — 25× in this paper · explained in 2 episodes
• Explainability — 16× in this paper · explained in 3 episodes
• Accuracy — 13× in this paper · explained in 1 episode
• Ablation — 12× in this paper · explained in 1 episode
• Benchmark — 10× in this paper · explained in 2 episodes
• Robustness — 9× in this paper · explained in 5 episodes
• RAG — 8× in this paper · explained in 3 episodes
• Human-in-the-Loop — 6× in this paper · explained in 3 episodes
• Verification — 6× in this paper · explained in 2 episodes
• Retrieval-Augmented Generation — 5× in this paper
• Expected Calibration Error — 4× in this paper
• SHAP values — 4× in this paper · explained in 2 episodes
• Consistency — 3× in this paper · explained in 3 episodes
• Embeddings — 3× in this paper · explained in 2 episodes
• Interpretability — 3× in this paper · explained in 15 episodes
• Concept Drift — 2× in this paper · explained in 4 episodes
• Generalization — 2× in this paper · explained in 13 episodes
• Generative AI — 2× in this paper · explained in 2 episodes
• LLM judge — 2× in this paper · explained in 2 episodes
• Population Stability Index — 2× in this paper
• Retrieval-Augmented Generation (RAG) — 2× in this paper · explained in 16 episodes
• Adaptation — 1× in this paper · explained in 1 episode
• Agentic Artificial Intelligence — 1× in this paper · explained in 1 episode
• Agentic Components — 1× in this paper · explained in 1 episode
• Benchmarking — 1× in this paper · explained in 3 episodes

Sources

• AgentBench: Evaluating LLMs as Agents
• When Consistency Does Not Mean Reliability: Evaluating Local LLM Judges Against Human Ratings
• ShopEase: A Generative AI-Based Multi-Agent Framework for Intelligent Enterprise Customer Support Using Hybrid Retrieval-Augmented Generation
• A Survey on Large Language Model based Autonomous Agents

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