TxSum: User-Centered Ethereum Transaction Understanding with Micro-Level Semantic Grounding

arXiv:2512.06933 · cs.CE, cs.CL, cs.HC · Submitted 2025-12-07 · Read on arXiv

cs.CE, cs.CL, cs.HC

Submitted: 2025-12-07

Updated: 2026-08-31

Comments: EMNLP 2026

License: http://creativecommons.org/licenses/by-sa/4.0/

The gist: Understanding the economic intent of Ethereum transactions is critical for user safety, yet current tools expose only raw on-chain data or surface-level intent, leading to widespread ``blind

Terminology

Abstract

Understanding the economic intent of Ethereum transactions is critical for user safety, yet current tools expose only raw on-chain data or surface-level intent, leading to widespread ``blind signing'' (approving transactions without understanding them). Through interviews with 16 Web3 users, we find that effective explanations should be structured, risk-aware, and grounded at the token-flow level. Motivated by these findings, we formulate TxSum, a new domain-grounded NLP task for DeFi transaction explanation, and construct a dataset of 187 complex Ethereum transactions with 2,375 token-flow annotations and transaction-level summaries. We further introduce MATEX, a grounded multi-agent framework for high-stakes transaction explanation. It selectively retrieves external knowledge under uncertainty and audits explanations against raw traces to improve token-flow-level factual consistency. MATEX achieves the strongest overall explanation quality, especially on micro-level factuality and intent quality. It improves user comprehension on complex transactions from 52.9% to 76.5% over the strongest baseline and raises malicious-transaction rejection from 36.0% to 88.0%, while maintaining a low false-rejection rate on benign transactions.

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